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Postion>>Products>>Financial Company>>财务公司金融债券评级
Financial Company
财务公司金融债券评级
6-6-2014

1. 定义:财务公司金融债券,是指依法在中华人民共和国境内设立的企业集团财务公司在全国银行间债券市场发行的、按约定还本付息的有价证券。

2. 简要介绍

        财务公司发行金融债券应具备以下条件

  • 具有良好的公司治理结构、完善的投资决策机制、健全有效的内部管理和风险控制制度及相应的管理信息系统;
  • 具有从事金融债券发行的合格专业人员;
  • 依法合规经营,符合银监会在关审慎监管的要求;
  • 设立1年以上,经营状况良好,申请前1年利润率不低于行业平均水平,且有稳定的盈利预期;
  • 申请前1年不良资产率低于行业平均水平,资产损失准备计提充足; 
  • 申请前1年注册资本金不低于3亿元人民币,净资产不低于行业平均水平;
  • 近3年无重大违法违规记录; 
  • 无到期不能支付债务;
  • 发行金融债券后,资本充足率不低于10%。 

        相关法规

  • 《全国银行间债券市场金融债券发行管理办法》(中国人民银行令[2005]第1号);
  • 《中国银监会关于企业集团财务公司发行金融债券有关问题的通知》(银监发[2007]58号)。



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