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Postion>>Products>>Automobile Financial Company>>汽车金融公司金融债券评级
Automobile Financial Company
汽车金融公司金融债券评级
5-6-2014

1. 定义:汽车金融公司金融债券,是指经中国银行业监督管理委员会批准设立,为中国境内的汽车购买者及销售者提供金融服务的非银行金融机构在全国银行间债券市场发行的、按约定还本付息的有价证券。

2. 发行条件

         汽车金融公司发行金融债券应具备以下条件 

  • 具有良好的公司治理结构和完善的内部控制体系; 
  • 汽车金融公司注册资本金不低于8亿元人民币或等值的自由兑换货币; 
  • 资产质量良好,最近1年不良资产率低于行业平均水平,资产损失准备计提充足; 
  • 无到期不能支付债务; 
  • 净资产不低于行业平均水平; 
  • 经营状况良好,最近3年连续盈利,最近1年利润率不低于行业平均水平,且有稳定的盈利预期; 
  • 最近3年平均可分配利润足以支付所发行金融债券1年的利息; 
  • 风险监管指标达到监管要求; 
  • 最近3年没有重大违法、违规行为。

        相关法规

  • 《全国银行间债券市场金融债券发行管理办法》(中国人民银行令[2005]第1号);
  • 《中国人民银行  中国银行业监督管理委员会公告》(中国人民银行 中国银行业监督管理委员会〔2009〕第14号)。



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